I won't bother with lattice, barrels are partially obscured from the street by fencing and if I put it up I would have to work around the lattice in order to turn the valves for water. If I can just make better use of collected water I'll be happy. We are at the end of our growing season so I should be cleaning up the garden and putting it to bed for the winter, just can't seem to get motivated. We had our first frost last week. Usually, our average early frost date is 1 November. I got almost no produce from garden this year, but there is always next year. Chookchook2 I've seen some of those decorative metal panels and they are gorgeous, sure hope your budget will allow you to get some before too long. Most of our state has been on fire for a good part of the summer. The closest is across the river from us and they have been battling it for almost a month. Some friends have had to evacuate repeatedly. We've only been concerned once, a small grass fire on our side of the river on a day we had wind gusts up to 65mph. Fortunately, it was put out quickly. Australia and New Zealand have both sent firefighters to help with the blazes. I can't begin to tell you how appreciative we are. The closest fire was fought for almost a week by local volunteers only as there were no other resources available. They were all on other fires. The Army National Guard (reserve troops) were called out to help with support duties and for the first time ever the federal Department of Natural Resources (DNR) asked for civilian volunteers to help with non firefighting tasks, cutting fire breaks, moving supplies etc.

We have that exact sink! And a very small powder room stuck in the 80s. Only difference is our door is on a side wall, and there is no window. We're no where near finished, but just ripping down the pink floral and stripey wall paper has made a huge difference (including revealing the toilet is in fact white, not pale pink). We're going to replace the rather unappealing plastic sink with a tiny ceramic one with new taps, and the old plastic cistern with a new colonial style ceramic one, and new seat (keeping the toilet base as it is in good condition, and classic style). Then new paint, and a good clean and regrout to the floor, new light shade, toilet roll holder, storage in one corner and art.

The room itself is nicely done , but let down by the furniture IMO . The prints all add interest too , and the curtains are drab , but liveable . That rug is a crime scene though -- it may have been on trend when bought , but looks faded now , even though I assume it isn't . Enquire into the cost of dying it -- maybe even try and do it yourself , but I'd be worried it would cost at least $100 for materials and not achieve much . A new one in bright red or teal or even yellow would add some wow . And get rid of the coffee table -- so 70's ! Imagine one in gloss white with smoked glass top or similar to replace it . And the lounge suite is similarly a 'nothing' -- imagine a blood red or white leather suite . White leather would probably match the swivel chair and stool , while I love red leather , but you'd pretty much have to go with a bright red mat , whereas white you'd have more options . The wall unit and TV stand are pleasant enough , and an upmarket , colourful mat and red or white lounge suite would lift the cabinets , and tie in with the prints too .

Without looking it up , the new Credit Regulations came in on 1 Dec , and there is a fine of up to $200,000 for every instance of 'irresponsible lending' . The problem seems to be that it isn't defined . So a couple who have been together for 5 years , saved $100k , both on $100k plus , have $50k of cars that they are prepared to sell and drive $5k ones , plus 1 lot of parents has $50k to lend them . A house that is $1million they can afford . But what if the female gets pregnant ? What if he loses his job and takes 2 months to get a $50k job ? What if the parent dies and the lawyer wants the $50k back ( or $37.5k of it to distribute to other siblings ) ? Those clothes trucks that go around the lower income suburbs sell a pair of 'knock-off' designer jeans to a solo mum for her 14 year old daughter . They charge $5 a week for 20 weeks , mum and daughter are happy because it fits their budget . You and I can probably find them on-line for $40 , they might be able to too , but to get $40 might mean missing a couple of meals or not prepaying the power , so they don't . I am a director of more than 40 companies . Probably half of them I own 99% of shares , others I own 33% or 40% or 50% . Pre-Covid , combined turnover was well over $250k a day , my property holdings are well into 8 figures . In June/July when I bought the Lincoln Street property , the mortgage was almost a formality -- I've dealt with the same bank for 35 or more years , have good cashflow and own a reasonable whack of my properties . Almost all have mortgages , and the more valuable ones also have floating charges , but I doubt I am classed as a risky borrower . Tenders close on this place in just under a month , but as it is technically not livable ( a couple of walls have been taken out and additions started -- they have closed it in with building paper and ply and wrap ) , I cannot get a mortgage , even though my intention is make it better , spend up to $1.5mil , and live there for at least 15 years ( I will have turned 70 by then haha ) . So if I do get it , rather than a approx 3.5% mortgage , I will have to get it via Bridging Finance ( at 11% ) , then after a year or 18 months , when everything is complete and Lake Crescent ( my current place ) is hopefully sold , and hopefully the rules have been clarified , I then go the through process of getting registered valuations and applying for a mortgage etc . Assuming Lake Cres sells for around what everything thinks , even after spending $1.5M on alterations , the mortgage should be under $2M and valuation likely to be around $7.5M ( land and stables etc will make up about half that ) , but right now its harder to get that than it was to get funding for Lincoln Street , which depending on exactly how it all pans out , will be $15M plus when complete . Interesting couple of months . This is a picture taken from a spot towards the rear of the property -- a bit clearer than the other ones .