All the suggestions above are perfectly good. However, when you have a house that is entirely painted, the options are so endless that it's easy to get stuck. I'd advise either finding photos of comparable homes in colors that you really love, and reproducing a similar palette on your home… or upload a picture of your house to a colorizing site, and play around with various combos. Sherwin Williams has a Color Visualizer that is decent. I don't mind a white house, but feel that the black trim is a bit harsh. On the railing especially- it feels like it is outlining itself too much. Reduce the contrast between the body and the rail and it will enhance the house rather than overwhelm it. You have a lot of choices, so just experiment and go with what resonates with you.

Thanks for all the great ideas everyone and sorry I didn't explain the polycarbonate a bit better :) This is along the lines of what we'll be using... http://www.psp.co.nz/building-brands/corrugated-sheeting/suntuf-polycarbonate The area is an absolute sun trap and we're hoping to use it as an extension to our living space, especially on rainy days! I've just sent my husband out to get a few pots of different stains for is to try - darkest brown (cedar) and a lighter brown (rustic oak) both by Cabots + the black we already have. Hopefully we can decide between one of those! I probably should have mentioned we will have black aluminium pool fencing running along the top of the second retaining wall - so the real question is do we keep everything black (pool fencing, horizontal fence, retaining walls and pergola) or do we go with a dark (or even light) brown for the pergola and retaining walls.... We just keep going around in circles at the moment. Decisions, decisions! Thanks again :)

You don't see this much in photos. Usually the mouldings are painted the same colour as the ceilings which of course lowers the ceiling height even more! Vertical stripes would be fun!

Without knowing any more info , I'd say its near impossible for anyone but you to know what colour/s to choose -- do you want the house to blend in but have its own style , or do you want it to stand out ? What colours are your main furniture items and even kitchen etc ? For xxample , if keeping the beige walls , how about doing the eves and gutters and garage door in a tangy ( bright , but not glaring ) orange -- this would work with the existing colours and not require a complete repaint . BUT if your kitchen was mainly various shades of , say , green and teal , and your lounge suite and duvet covers were mainly blue hues , that may 'feel' funny , clashing with the exterior ? Of course , blue and beige exterior may not work with the brown aluminium , as youve recognised . Another option ( a bit hard to tell from the pictures ) is that a light grey ( repaint the beige ) with mid-charcoal base boards may work with the brown aluminium , then a bright colour on the gutters and front and rear doors to suit -- anything from sea blue to bright yellow , orange , red , even white or off-white would probably work .