Should we use a building lawyer to oversee our building contract?
Lisa Fusi
3 years ago
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Lisa Fusi
3 years agoRelated Discussions
Bringing this house out of the 90's
Comments (112)Hi everyone, we have moved in! We didn't manage to paint before we moved and think we will go for a staged approach - above the wood panels first in a warm white then decide on the panels. I'm having a bit of trouble working out what kind of sofa to buy and how at arrange the lounge. All furniture except coffee table temporary in photos and would love some ideas!...See MoreCurb appeal indecision... advice please!
Comments (91)Sorry I am so late coming to your site - you are an inspiration to all, homeowners and advisers alike. For your planting advice, I suggest you call Merrifield Garden Center to see if they will come out your way. They currently have wonderful garden centers in Merrifield and Fairfax (both in Fairfax County) and a new one in Gainesville, but they may come further south to wherever you reside. (www.MerrifieldGardenCenter.com) Even if they don't send designers to your area, they are worth a trip to see their huge selection for a day of pleasure and inspiration, or to pick up some plants. Most of my clients are in the Fairfax and greater Washington area, but I am currently living out west below Front Royal, VA on the Shenandoah mountainside - wonderful views. cascio.offsite@gmail.com...See MoreNeed help: Amateur creating new lawns and landscaping from scratch
Comments (2)Hi, you have a number of questions I can answer a couple. As a starter, how do I find out 1) how much top soil I will need The amount of soil you need you can work out by multiplying the size of the area you are going to turf by the depth you want the soil. I think they put on around 2-3" of top soil on our lawn and levelled it off. The amount you need will also be determined by how bumpy your lawn is as they will need to remove lumps and bumps and then add the topsoil and level. I would advise getting a no obligation quote from a reputable landscaper. Ask them how much soil it involves. You can then make a decision whether you do it yourself or get in a pro. 2)Can I level out the top soil prior to building a deck - Or should I wait until the deck is finished before landscaping You should definitely build your deck prior to landscaping, it will also give you a better idea of what you are left to work with regards to lawn and garden beds. 3) for this amount of land should I be using the services of a bob cat person to level out the top soil I recently had my rear lawn re laid. It was a job we could have done ourselves as it is only tiny. It meant removing at least 4" off the top and then replacing with garden top soil (weed free) which was then levelled and packed down prior to ready lawn being laid over the top. The outcome is amazing but I don't have a photo yet. Word of warning, when working with garden soils, always wear a mask as my husband contracted Legionnaires disease from shoveling two trailer loads of soil into a retaining wall a few months ago. It is a very serious disease he was hospitalised for 8 days. They do have warnings on bags of compost etc at garden centres but never mentioned it to us at the landscape place where we purchased the soil. I noticed that our landscapers didn't take any precautions either. 4) do I need to destroy the lawn that is currently there before I add top soil on the lawn...Or can I buy soil and spread it on the existing lawn. You need to have the old lawn killed off as there will be weeds among it. I am anti sprays so we dug around 4" off the top of the garden, removing the weeds and roots, but there has been a few weeds coming up through the new grass now it is established so I would say for your large space to have it killed off in some way, then you need to remove the top layer and make it reasonably level for your top soil. With regards to ideas for your garden, you want to think about curb appeal, lead the eye up towards your entrance way. I know your entrance is off to the left so let your border follow the drive way on either side and up to your entrance. Make your entrance stand out with symmetrical pots I can't really advise a specific plant as I don't know your style. These are simply ideas to inspire you. You could fill the pots with white flowers that you change with the seasons or topiary to add some height. With regards to your fence boundary, it would be lovely to have some hedging although it can be high maintenance with trimming twice yearly. I am really into Ficus Tuffi (pleached) which is like topiary grown into each other forming a hedge. I am not familiar with what you can grow where you live but here are some border ideas. There are actually so many ideas, I could be looking for images all day for you, I suggest that with the great space you will have that you create a few garden rooms and focal points that lead the eye. I have added a link to my Landscaping ideas on Houzz. I am pretty sure they will inspire you. And although I am not a professional landscaper, I do have a passion for all design and when it comes to landscaping your garden you need to think about the style your house is inside. Also layering of planting is very important for example I have used box hedging then behind that a layer of star Jasmine and behind that an espaliered citrus tree which is against my studio. I don't have any photos yet but will try to get some up later this week. It is a brand new garden so you can see how a newly established garden looks like, not a five year old plus one as most of my saved images are. http://www.houzz.co.nz/ideabooks/63878109/thumbs/landscaping Layering.... Also think about height, plant some really lovely trees in areas you may want shade and something beautiful to look at. I love Magnolia Little Gem but there are some beautiful trees, I would use a mix of deciduous and evergreen so you get those beautiful autumn colours too. With regards to the front of your house you have some soil area in front of your fence. I would do some planting in front to soften the fence. Are you going to paint the fence? Plants will depend on the style you are looking to achieve in your garden, those above are more contemporary but you could go cottage but seems I cannot add any more photos so I suggest you look at my landscape Idea book (link above). Hope this helps and doesn't confuse you more :)...See MoreAm I A Glutten For Punishment ?
Comments (9)Without looking it up , the new Credit Regulations came in on 1 Dec , and there is a fine of up to $200,000 for every instance of 'irresponsible lending' . The problem seems to be that it isn't defined . So a couple who have been together for 5 years , saved $100k , both on $100k plus , have $50k of cars that they are prepared to sell and drive $5k ones , plus 1 lot of parents has $50k to lend them . A house that is $1million they can afford . But what if the female gets pregnant ? What if he loses his job and takes 2 months to get a $50k job ? What if the parent dies and the lawyer wants the $50k back ( or $37.5k of it to distribute to other siblings ) ? Those clothes trucks that go around the lower income suburbs sell a pair of 'knock-off' designer jeans to a solo mum for her 14 year old daughter . They charge $5 a week for 20 weeks , mum and daughter are happy because it fits their budget . You and I can probably find them on-line for $40 , they might be able to too , but to get $40 might mean missing a couple of meals or not prepaying the power , so they don't . I am a director of more than 40 companies . Probably half of them I own 99% of shares , others I own 33% or 40% or 50% . Pre-Covid , combined turnover was well over $250k a day , my property holdings are well into 8 figures . In June/July when I bought the Lincoln Street property , the mortgage was almost a formality -- I've dealt with the same bank for 35 or more years , have good cashflow and own a reasonable whack of my properties . Almost all have mortgages , and the more valuable ones also have floating charges , but I doubt I am classed as a risky borrower . Tenders close on this place in just under a month , but as it is technically not livable ( a couple of walls have been taken out and additions started -- they have closed it in with building paper and ply and wrap ) , I cannot get a mortgage , even though my intention is make it better , spend up to $1.5mil , and live there for at least 15 years ( I will have turned 70 by then haha ) . So if I do get it , rather than a approx 3.5% mortgage , I will have to get it via Bridging Finance ( at 11% ) , then after a year or 18 months , when everything is complete and Lake Crescent ( my current place ) is hopefully sold , and hopefully the rules have been clarified , I then go the through process of getting registered valuations and applying for a mortgage etc . Assuming Lake Cres sells for around what everything thinks , even after spending $1.5M on alterations , the mortgage should be under $2M and valuation likely to be around $7.5M ( land and stables etc will make up about half that ) , but right now its harder to get that than it was to get funding for Lincoln Street , which depending on exactly how it all pans out , will be $15M plus when complete . Interesting couple of months . This is a picture taken from a spot towards the rear of the property -- a bit clearer than the other ones ....See MoreMarine Auripod
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