I'm assuming when you say lacquer you mean an actual painted finish over wood. When I was researching this as I also have toddlers the main issue I saw was not fingerprints but chipping and difficultly in repairing or touching up in the event of chipping.

New Zealand! You live in paradise! Porch paint is specially made paint for wooden porches or decks. Its not a stain but an actual hard wearing & weather resistant paint that allows the wood texture to show through. Its safe for indoor or outdoor use. It is self priming & self sealing. I have used porch paint for wood paneling & kitchen cabinets & when remodeling a staircase formerly covered with carpet. It comes oil based or water based acrylic. I prefer oil based for a glossy easy to clean finish for a wooden table top. You may check your local home improvement/hardware store or paint store. I use Glidden Porch Paint. Takes me only 2 coats for white & the oil based goes on easily with a roller. Dries quickly too. Good luck!

Hi Ang, I thought I'd follow up my earlier comment with pictures of before and after of pine cupboards I specified to be painted in a budget makeover. My clients tell me people presumed they had purchased brand new cabinetry, so startling was the makeover. Somehow I have put the "after" on the left and "before" image on the right!

Get the professional sander guys in to repair the living areas and kitchen but don't go too dark with the stain as it will kill the lovely grain in the matai. I'm thinking a couple of tones richer than the timber knots showing in your photo, definitely no yellow tone at all. In NZ stepping on to carpet especially in a kiwi winter is so much nicer than a cold floor board shock!!! A nice area rug for the lounge and you're done.