Thanks for all the great ideas everyone and sorry I didn't explain the polycarbonate a bit better :) This is along the lines of what we'll be using... http://www.psp.co.nz/building-brands/corrugated-sheeting/suntuf-polycarbonate The area is an absolute sun trap and we're hoping to use it as an extension to our living space, especially on rainy days! I've just sent my husband out to get a few pots of different stains for is to try - darkest brown (cedar) and a lighter brown (rustic oak) both by Cabots + the black we already have. Hopefully we can decide between one of those! I probably should have mentioned we will have black aluminium pool fencing running along the top of the second retaining wall - so the real question is do we keep everything black (pool fencing, horizontal fence, retaining walls and pergola) or do we go with a dark (or even light) brown for the pergola and retaining walls.... We just keep going around in circles at the moment. Decisions, decisions! Thanks again :)

To answer your question I would paint the body of the house blue, all trim white, and then the "fringe" which I think ties into your porch decking, I would paint it the gray. It is a good "grounding" color for your home. Sherwin Williams has a cool web tool. Take a pic of your house and load it onto their site. You can "color" away on your house. When I painted my house for the first time, I did not want the garage door to stick out, wanted it to blend into the house. Everyone said it would look weird, needed to be painted the same as the trim. Used the Sherwin Williams site and realized want I visioned looked good. I have neighbors of dubious design skills! Ha! Ha!

Also take a look at Room and Board....they have several tables with different wood finishes or wood/steel/metal bases and a good selection of various tabletop materials. Also if you prefer a wood table, an area rug underneath the table could also help to break up all of the wood too.

If you have bare walls, then choose colours that won't clash and would tie in wiht the room. Then pick out colours you actually like and pick a favourite. Most everything will go with Grey but contrast is usually more visually pleasing.