I love your outside entertaining area. It does need a color that would complement but give the area a focal point. I like the darker red,orange colors you may find in natural. You could dress up the table with accessories and place cushions in a complimentary color on the benches. Colored potting containers would also bring it all together. I like the uplighting here in the photo you could place along the back fence to add drama. Your area reminds me of Modern mediterranean landscaping.

May I suggest a cap of your pavers on the wall and the a slightly darker gray that relates to the privacy fence beyond? That way horizontal surfaces and vertical surfaces show similarities and blends/blurs the separations?

As the appearance of the garden has a modernist style with the straight lines and concrete furniture how about a Mondrian influence and add a bold strip of blue? It is a pond and with the right shade it could look really relaxed and contemporary. My daughter's suggestion is a chalky lilac!

Thanks for all the great ideas everyone and sorry I didn't explain the polycarbonate a bit better :) This is along the lines of what we'll be using... http://www.psp.co.nz/building-brands/corrugated-sheeting/suntuf-polycarbonate The area is an absolute sun trap and we're hoping to use it as an extension to our living space, especially on rainy days! I've just sent my husband out to get a few pots of different stains for is to try - darkest brown (cedar) and a lighter brown (rustic oak) both by Cabots + the black we already have. Hopefully we can decide between one of those! I probably should have mentioned we will have black aluminium pool fencing running along the top of the second retaining wall - so the real question is do we keep everything black (pool fencing, horizontal fence, retaining walls and pergola) or do we go with a dark (or even light) brown for the pergola and retaining walls.... We just keep going around in circles at the moment. Decisions, decisions! Thanks again :)