It's refreshing to see nautical, navy BLUE. Everyone is saying the same thing for the most part - just introduce another color, definitely bright (yellow or orange IMO) and it will make it more current. What I really like is how your style will withstand the test of time - and with minor updates now and then it will always look fresh and "current".

What a fantastic architecture. When you do the brick, if you stain it with masonry /concrete stain you won't have the same issues of maintenance as with paint. They will spray it evenly - through you will have to select a deeper color - either taupe (brown-gray) or a straight charcoal. Love your windows and the classic angled railing. I think a dark gray on the siding will make the orange brick jump even more. What bothers me is the white (railing, fascia, eaves) juxtaposed with the earth toned stuff. So I would recommend camel tones - for the siding - something like http://www.sherwin-williams.com/homeowners/color/find-and-explore-colors/paint-colors-by-family/SW6108-latte/ and the hopsack next darker tone for the garage door. Use the lighter tan for trim that is now white - http://www.sherwin-williams.com/homeowners/color/find-and-explore-colors/paint-colors-by-family/SW6107-nomadic-desert/ Use the darkest tone if you are painting concrete steps. If you think you will stain your brick charcoal, then the white eaves and trim are probably right, and you may not want to paint it tan now and then go back. If your brick were charcoal, then I would block out the rest in grays and blue grays - leave the white eaves, but take the railing and posts charcoal too. A blue gray door - like sw smoky blue.

Hi anne, that's what I was originally thinking, my issue is what colour I use for the 'pop' :) I keep coming back to a teal/turquoise colour (it's one of my favourite colours!!), I love blues, purples, teal/turquoise - many on here have suggested yellow but I'm really not sure about it. Here in New Zealand we're in Autumn, nearing Winter so uncertain about the yellow. I found these cushions that I've fallen in love it, and wondering how I could make these work.. do I try teal and mustard together, as an interior designer suggested?

What is the rest of the house like? Would you like overflow sleeping areas or more storage? If you can't raise the floor (and the ceiling?) you might consider building in some comfortable seating/storage areas that use pillows/cushions and play up the multi-level idea and make it look intentional. Similar in concept to the stepped couch.