You have done a beautiful job of tucking plants into the crevices of your retaining walls. Your house trim color is perfect -- just slightly lighter in hue than the retaining wall blocks. First I would paint the big, flat gray wall slightly lighter than the blocks and slightly darker than the house trim. The concrete walk and stairs I would stain a mottled blend of the blocks and the house trim colors. Next would be to paint the railing black or the house body color. Now, think of the following as creating a light, airy trellise structure from the walk-level face of the (currently gray) wall to about 7' above the top of the wall (using 6x6" posts attached to the wall) with a corresponding line of posts sunk into the terrace level 2' in from the outside edge of the wall-attached posts. The inside posts would be about 6-8" higher than the outside posts. Put 4x4" wood to attach the outside line of posts to each other and do the same with the inside line of posts. Run wood pieces at the top of the two lines of posts from the inside line to the outside line at about a 45 degree angle. They would be cantilevered up at the terrace level. Across the top of the angled pieces create your top trellise boards which run parallel to the two lines of posts. OK. There you have your basic structure. You might want to extend the structure around to follow the street side of the terrace. You could then follow the suggestion of reom10 above about creating a bench-planter on the terrace side. Your spacing of the boards parallel to the gray wall and attached to the outside posts would determine how private you wanted your terrace to be. You might want to soften the terrace "floor" by using something irregular like flagstone with groundcover plantings between the stones. From the latticework on top of your structure you could hang seasonal flower baskets. Plant vines to go up the trellis and spill down the wall. How about planting a row of tall, narrow shrubs along the neighbor's fence above your terrace to help add to your privacy and make your yard feel less 'structured'? Or, how about patio table/s with umbrellas to block your neighbor's view? Anyway, you have a fun project ahead of you.

Sorry I am so late coming to your site - you are an inspiration to all, homeowners and advisers alike. For your planting advice, I suggest you call Merrifield Garden Center to see if they will come out your way. They currently have wonderful garden centers in Merrifield and Fairfax (both in Fairfax County) and a new one in Gainesville, but they may come further south to wherever you reside. (www.MerrifieldGardenCenter.com) Even if they don't send designers to your area, they are worth a trip to see their huge selection for a day of pleasure and inspiration, or to pick up some plants. Most of my clients are in the Fairfax and greater Washington area, but I am currently living out west below Front Royal, VA on the Shenandoah mountainside - wonderful views. cascio.offsite@gmail.com

And I would be planting trees – real trees not dwarf versions of trees and no more palms (unless you want to have palm tree themed garden – in which case a lot more palms are needed). I am not advocating planting forest giants but there are trees that will provide shade, shelter and a sense of scale that you won't get from yuccas and buxus and mondo grass and succulents alone. But before you start buying those trees you have a few decisions to make and a bit of analysis to do. 1. Orientation – you need to understand the basics of winter sun and summer sun, how much westerly sun you welcome and how much you need to shelter from it; where your prevailing winds blow from and whether this changes with the season also. So, once you've worked out where you want the sun to penetrate and at what time of the year, how to allow for wind, frost, whatever... you need to 2. Decide if you want a predominantly native garden, a range of deciduous trees or a completely eclectic selection (like the best 'English' gardens – which are planted out with plants from all over the world – Indian subcontinent, Asia, Africa, The Americas etc. Even some from Australia!). 3. Now the tricky bit – what do you love, i.e. which trees and plants make your heart really sing – and hopefully for more than two or three weeks of the year? Once you have that list which of those are likely to be happy in your climate, in your soil and with the amount of gardening attention (watering, feeding, pruning etc) that you're likely to enjoy lavishing on them. Your long list will by now be a much shorter (and more manageable list) but trees are what make a house look bedded in and part of a landscape rather than just sitting out in the open in a way that is both self-conscious and a bit awkward. Although, again I guess you could embrace the suburban awkwardness and go all Howard Arkley in which case keep it all small and suburban... But it is your garden and your house – make it look like what you want your house and garden to look and feel like! Good luck!

Thanks for the replies! My wife suggested we talk to a local real estate agent, so i think that is a good idea... just that Im not sure how helpful they are likely to be if we arent selling yet :) As for saving for our dream house, I dont disagree, however if doing this up nicely over the next ~5 years or so while we live here nets us some extra in the eventual sale, then that of course will help us as well. Interesting thing happened today actually. I got a knock on the door and one of the older neighbours asked if he could take some lemons from the tree. I of course said yes. Anyway he was telling me he had lived in the street for 40 years. I asked him if the house had always looked like this, and he said no that ~30 years ago the old old owner did a massive renovation and pulled off the timber and put up the bricks and gutted the inside of the house. Interesting stuff!