Residential Bathroom Before and After!
6 years ago
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Comments (2)Thankyou very much!...See MoreBeautiful Home Transformation
Comments (0)The first time I met the White house, I was impressed with her grandeur and character having retained all her original features, but , she was tired and dark and in need of a little prescriptive care from the House Doctor - especially if her owners wanted to sell her for top $. She had strong bones and high ceilings and direct access to her own beach, all features that are highly desirable in the property market. With great clients to work with the White house was an easy fix and a simple rejig or the floor plan, a new kitchen, bathroom and a repaint was all the magic she needed to fix her real estate aches and pains. The results were so successful she attracted the attention of Your Home & Garden and stylist Natalie Hoelen. Kitchen Before Kitchen After Living Room Before Living Room After Kids Room Before Kids Room After Master Bedroom Before Master Bedroom After Let us know your thoughts below!...See MoreModernised 1920s Bungalow Renovation - Before & After
Comments (3)Thanks so much for your comment Phoebe. It was a simple but elegant solution to a rather dismal backyard....See MoreAm I A Glutten For Punishment ?
Comments (9)Without looking it up , the new Credit Regulations came in on 1 Dec , and there is a fine of up to $200,000 for every instance of 'irresponsible lending' . The problem seems to be that it isn't defined . So a couple who have been together for 5 years , saved $100k , both on $100k plus , have $50k of cars that they are prepared to sell and drive $5k ones , plus 1 lot of parents has $50k to lend them . A house that is $1million they can afford . But what if the female gets pregnant ? What if he loses his job and takes 2 months to get a $50k job ? What if the parent dies and the lawyer wants the $50k back ( or $37.5k of it to distribute to other siblings ) ? Those clothes trucks that go around the lower income suburbs sell a pair of 'knock-off' designer jeans to a solo mum for her 14 year old daughter . They charge $5 a week for 20 weeks , mum and daughter are happy because it fits their budget . You and I can probably find them on-line for $40 , they might be able to too , but to get $40 might mean missing a couple of meals or not prepaying the power , so they don't . I am a director of more than 40 companies . Probably half of them I own 99% of shares , others I own 33% or 40% or 50% . Pre-Covid , combined turnover was well over $250k a day , my property holdings are well into 8 figures . In June/July when I bought the Lincoln Street property , the mortgage was almost a formality -- I've dealt with the same bank for 35 or more years , have good cashflow and own a reasonable whack of my properties . Almost all have mortgages , and the more valuable ones also have floating charges , but I doubt I am classed as a risky borrower . Tenders close on this place in just under a month , but as it is technically not livable ( a couple of walls have been taken out and additions started -- they have closed it in with building paper and ply and wrap ) , I cannot get a mortgage , even though my intention is make it better , spend up to $1.5mil , and live there for at least 15 years ( I will have turned 70 by then haha ) . So if I do get it , rather than a approx 3.5% mortgage , I will have to get it via Bridging Finance ( at 11% ) , then after a year or 18 months , when everything is complete and Lake Crescent ( my current place ) is hopefully sold , and hopefully the rules have been clarified , I then go the through process of getting registered valuations and applying for a mortgage etc . Assuming Lake Cres sells for around what everything thinks , even after spending $1.5M on alterations , the mortgage should be under $2M and valuation likely to be around $7.5M ( land and stables etc will make up about half that ) , but right now its harder to get that than it was to get funding for Lincoln Street , which depending on exactly how it all pans out , will be $15M plus when complete . Interesting couple of months . This is a picture taken from a spot towards the rear of the property -- a bit clearer than the other ones ....See More- 6 years agoCharles Interior thanked Stohlman & Kilner Remodeling Contractors
- 6 years agoCharles Interior thanked Gerety Building and Restoration
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