What a fantastic architecture. When you do the brick, if you stain it with masonry /concrete stain you won't have the same issues of maintenance as with paint. They will spray it evenly - through you will have to select a deeper color - either taupe (brown-gray) or a straight charcoal. Love your windows and the classic angled railing. I think a dark gray on the siding will make the orange brick jump even more. What bothers me is the white (railing, fascia, eaves) juxtaposed with the earth toned stuff. So I would recommend camel tones - for the siding - something like http://www.sherwin-williams.com/homeowners/color/find-and-explore-colors/paint-colors-by-family/SW6108-latte/ and the hopsack next darker tone for the garage door. Use the lighter tan for trim that is now white - http://www.sherwin-williams.com/homeowners/color/find-and-explore-colors/paint-colors-by-family/SW6107-nomadic-desert/ Use the darkest tone if you are painting concrete steps. If you think you will stain your brick charcoal, then the white eaves and trim are probably right, and you may not want to paint it tan now and then go back. If your brick were charcoal, then I would block out the rest in grays and blue grays - leave the white eaves, but take the railing and posts charcoal too. A blue gray door - like sw smoky blue.

I agree with lefty. Really think you should cut back the area. Even if you don't pave in the degraded area just plant it will look larger. Two levels shrink the space one level feels more like a room. Also I can tell the fence is your neighbors because the rails are facing your side. I would face the fence so that it looks better in your side.

Brilliant idea! I am also a beginner gardener and have planted many fruit trees recently. Some of the tips I can offer are: Make sure there is easy walking access to each tree/area. See if you can stagger them with smaller ones at the front and larger ones at the back so they all get good sun. Even consider some of the dwarf varieties (they still produce full sized fruit) for the front. I also have clay soil, so made sure when I planted the trees I dug extra deep holes and put in some pebbles for drainage, and a good helping of compost before putting in the trees. I have also heavily mulched around them with a deep layer of autumn leaves topped with peastraw to stop the leaves blowing away - but in a doughnut shape so the trunk of the tree is not covered. I put down a bit of blood and bone under the mulch - apparently this helps the leaves to break down faster and stops too much nitrogen being extracted from the soil while they break down. Once they do break down, they will add all sorts of goodness to the soil - I hope! The other advantage is that the mulch is helping keep them "warm" through our frosty winter, and will help reduce evaporation over summer, so reduce watering requirements. The downside of fruit trees is that over summer you need to be really vigilant for pests, and treat them accordingly - I went through dozens of bottles of homemade garlic spray! The trees I planted are lemon, mandarin, grapefruit, fig, pear, apricot, peach and almond - so far so good, hoping for a first crop of fruit this summer! Hope this helps, good luck!

I would consider a small retaining wall perhaps 2-3 planks high this will provide support to the bank but also allow the pathway to remain clear and formal. The ferns seem to be doing well but could do with a tidy up. I would also prune the tree so it allows a bit more light into the section to help prevent dampness, you also want to take it away from the house, without destroying it's natural shape. As ferns seem to naturally want to grow there, you could continue that theme. Perhaps some other shade / cooler temperature type plants with some flowers could be a good addition. I am not sure which plants can tolerate the cold Dunedin winters, so you best contact is your local garden centre. You want plants that are lush all year round. Also have a look at other plants growing in the neighbourhood as that will give you a good idea of what does and doesn't do well in your climate. Good Luck.