May I suggest a cap of your pavers on the wall and the a slightly darker gray that relates to the privacy fence beyond? That way horizontal surfaces and vertical surfaces show similarities and blends/blurs the separations?

You need light and bright. Being rented is tough. First change out the drapes with to the floor length. Cream with a horizontal stripe of brown to match or furniture. This will 1. get rid of the horrid things hanging there 2. pull the initial visual to that wall instead of the floor. Tall and high colors ( mango, aqua, yellow) decorations on your mantel with shorter cream and brown items. Then a large square table in the middle, painted distressed cream, with high color items setting on it. DIY project or Ikea. Green is the number one calming color, just don't let it put you to sleep. :)

Thanks for all the great ideas everyone and sorry I didn't explain the polycarbonate a bit better :) This is along the lines of what we'll be using... http://www.psp.co.nz/building-brands/corrugated-sheeting/suntuf-polycarbonate The area is an absolute sun trap and we're hoping to use it as an extension to our living space, especially on rainy days! I've just sent my husband out to get a few pots of different stains for is to try - darkest brown (cedar) and a lighter brown (rustic oak) both by Cabots + the black we already have. Hopefully we can decide between one of those! I probably should have mentioned we will have black aluminium pool fencing running along the top of the second retaining wall - so the real question is do we keep everything black (pool fencing, horizontal fence, retaining walls and pergola) or do we go with a dark (or even light) brown for the pergola and retaining walls.... We just keep going around in circles at the moment. Decisions, decisions! Thanks again :)

The setting is quite tropical, so a darker scheme with white trims has such a tropical holiday feel. You may consider using a concrete face brick for the lower section. This will be modern, and eliminate the need for painting, while still creating contrast with the upper level. Try a colour for the main house like Resene Evolution, or Quarter Evolution, both would be perfect for your style of home. The colour scheme that we recommend for you is our Rainforest Board which includes everything you need to bring the look together! https://www.bodoboards.com.au/collections/paint-concept/products/rainforest-paint-concept We would love to see updates as you go.. its going to be great!