If you are going to the effort of retiling the fireplace surround, would you consider going to a bit more effort and creating a full wall unit which incorporates the fireplace and the TV, with extra shelves and cupboards to display and store? (I also have reservations about the heat and the TV and associated wiring.) This may also address the lack of symmetry associated with the location of the fireplace, if that is a consideration. Do you use the fireplace often enough to justify keeping it? Alternatively, a wall unit on the left hand wall, which is where the power and TV points seem to be, may be the best solution - as previously suggested. All the best.

Wow! what a stunning transformation

Over the past few years, prefab homes have become more accepted as an alternative to building new, and for good reason. They are extremely convienent, eco-friendly, and are able to integrate contemporary architectural advancements, not to mention they provide instant equity. These are just a few of the reasons why builders today are calling prefab homes the houses of the future, and there are plenty more. You can expect to see a rise in the popularity of designer pre-fabricated homes. However, they’re more than just convenient—the benefits are extensive. For instance, they're constructed within a warehouse. This reduces exposure to inclement weather during the build, which equals less stress and wear on the home’s frame. This also means building schedules are never affected by the weather. This level of control over the project is typical. The build is much easier to predict when building in a controlled environment, so the chances of running into extra costs are significantly reduced. This also makes prefabs more customisable than many expect. Elements can be swapped out easily, from the roofing, to the modular floorplan, and even window locations. The addition of carports and garages can also be accomplished relatively easily if needed. Quoted prices for these homes include everything from carpets to heat pumps, and many prefab homes come with comprehensive guarantees on quality and warmth. Prefab homes can be delivered directly to your plot of land, which means you avoid all the disruption of having trades and resources on your property during construction. Even so, you can still check in on build progress whenever you like, just as if it was a standard construction project. In short, you can expect all the craft and control you’d see from any build but building indoors keeps you from running into any nasty surprises that can inflate the cost. Find out more from the experts, and visit the Keith Hay Homes Facebook page today.

Without looking it up , the new Credit Regulations came in on 1 Dec , and there is a fine of up to $200,000 for every instance of 'irresponsible lending' . The problem seems to be that it isn't defined . So a couple who have been together for 5 years , saved $100k , both on $100k plus , have $50k of cars that they are prepared to sell and drive $5k ones , plus 1 lot of parents has $50k to lend them . A house that is $1million they can afford . But what if the female gets pregnant ? What if he loses his job and takes 2 months to get a $50k job ? What if the parent dies and the lawyer wants the $50k back ( or $37.5k of it to distribute to other siblings ) ? Those clothes trucks that go around the lower income suburbs sell a pair of 'knock-off' designer jeans to a solo mum for her 14 year old daughter . They charge $5 a week for 20 weeks , mum and daughter are happy because it fits their budget . You and I can probably find them on-line for $40 , they might be able to too , but to get $40 might mean missing a couple of meals or not prepaying the power , so they don't . I am a director of more than 40 companies . Probably half of them I own 99% of shares , others I own 33% or 40% or 50% . Pre-Covid , combined turnover was well over $250k a day , my property holdings are well into 8 figures . In June/July when I bought the Lincoln Street property , the mortgage was almost a formality -- I've dealt with the same bank for 35 or more years , have good cashflow and own a reasonable whack of my properties . Almost all have mortgages , and the more valuable ones also have floating charges , but I doubt I am classed as a risky borrower . Tenders close on this place in just under a month , but as it is technically not livable ( a couple of walls have been taken out and additions started -- they have closed it in with building paper and ply and wrap ) , I cannot get a mortgage , even though my intention is make it better , spend up to $1.5mil , and live there for at least 15 years ( I will have turned 70 by then haha ) . So if I do get it , rather than a approx 3.5% mortgage , I will have to get it via Bridging Finance ( at 11% ) , then after a year or 18 months , when everything is complete and Lake Crescent ( my current place ) is hopefully sold , and hopefully the rules have been clarified , I then go the through process of getting registered valuations and applying for a mortgage etc . Assuming Lake Cres sells for around what everything thinks , even after spending $1.5M on alterations , the mortgage should be under $2M and valuation likely to be around $7.5M ( land and stables etc will make up about half that ) , but right now its harder to get that than it was to get funding for Lincoln Street , which depending on exactly how it all pans out , will be $15M plus when complete . Interesting couple of months . This is a picture taken from a spot towards the rear of the property -- a bit clearer than the other ones .